Effective: April 9, 2026

Service Agreement

This Agreement governs your use of the advisory services provided by Voluntas Long Term Capital Limited.

1. Scope of Service

Voluntas Long Term Capital Limited ("Voluntas") provides independent, technology-enabled wealth and health planning advisory services. We do not execute or settle investment transactions, nor do we hold client assets. Our role is strictly advisory.

2. Fiduciary Duty

Voluntas acknowledges that, in the course of delivering the Service, it owes a fiduciary duty to act in good faith and in the best interest of the Client, consistent with the international professional standards for technology-enabled advisory services. Where the Service is provided in specific jurisdictions, Voluntas strives to adhere to the corresponding local fiduciary and regulatory standards.

This fiduciary duty applies solely within the scope of the advisory relationship governed by this Agreement.

3. Fees and Compensation

The Client acknowledges that Voluntas operates on a recurring fee basis as specifically defined in the individual policy established with the Client. No other fees are payable unless explicitly agreed upon in writing.

4. Limitations of Liability

Voluntas shall exercise reasonable care, skill, and diligence. Voluntas shall only be liable for proven fraud, gross negligence, or willful misconduct determined by a court of competent jurisdiction.

Voluntas is not liable for indirect or consequential losses, including loss of opportunity or profits. All investment recommendations are based on information provided by the Client; Voluntas is not liable for outcomes resulting from incomplete or inaccurate client data.

Warning: Unless explicitly stated, Clients may incur partial or total loss of capital. Voluntas does not assume responsibility for ensuring any product or strategy will achieve its intended risk-return profile.

5. Conditions for Service

The Service is available only to persons who meet the eligibility criteria determined by Voluntas and applicable regulations. We reserve the right to suspend or terminate services if these conditions are no longer met.

6. Termination

The Service may be terminated:

  • By Voluntas with immediate effect via written notice.
  • By the Client with not less than seven days’ prior written notice after policy activation.

Upon termination, outstanding fees will be calculated and settled on a pro-rata basis.

7. Governing Law and Regulatory Compliance

This Agreement shall be governed by the laws of Singapore and the laws of the corresponding jurisdiction in which we operate. Any legal action arising out of this Agreement shall be brought in the competent courts of such jurisdictions, and the Client irrevocably submits to such jurisdiction.

8. Contact Information

For notices or inquiries regarding this Agreement, please contact us at:

Email: support@voluntasltcapital.com